News

Court to Consider When 2nd Mortgage Can Be Void

The U.S. Supreme Court said Monday it will decide whether homeowners who declare bankruptcy can void a second mortgage if the home’s market value has dropped below the amount they owe on the first mortgage, the Memphis Daily News reports. The case involves Florida homeowners who were allowed to nullify second loans held by Bank of America. The Atlanta-based 11th U.S. Circuit Court of Appeals affirmed both cases, but Bank of America says the rulings conflict with Supreme Court precedent and the rulings of other appellate courts that have considered the issue.

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If You Did It, Flaunt It With a TBJ Announcement

The Tennessee Bar Journal has a new opportunity for lawyers and firms to promote outstanding achievements, new associates, new partners, mergers, awards and any changes within the firm. Now, Professional Announcements are available at special, lower-rate pricing. You can tell more than 12,000 of your peers about your accomplishments by placing an announcement in the Journal. For information or to place an announcement, contact Debbie Taylor at 503-445-2231 or Debbie@llm.com. To have an announcement placed in the April issue, please contact her before Feb. 18.

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Memphis Homeless Clinic Moved to Sept. 19

The Project Homeless Connect legal clinic originally scheduled for August in Memphis has been moved to Sept. 19. The event, which brings together a variety of resources and services in one place for the day, will include a “street clinic” offered by the Shelby County Public Defender’s Office to help those with unpaid court costs and fines, and a civil legal clinic to help those with child support, collections and landlord/tenant issues. For more information or to volunteer contact the Memphis Bar Association at (901) 527-3575 or afritz@memphisbar.org.

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Volunteers Needed for Memphis Homeless Clinic

Volunteer lawyers are needed to help with two initiatives at the next Project Homeless Connect in Memphis. The event, which brings together a variety of resources and services in one place for the day, will include a “street clinic” offered by the Shelby County Public Defender’s Office to help those with unpaid court costs and fines, and a civil legal clinic to help those with child support, collections and landlord/tenant issues. The event takes place Aug. 22 at the Memphis Cook Convention Center. For more information or to volunteer contact the Memphis Bar Association at (901) 527-3575 or afritz@memphisbar.org.

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Federal Program Helps Tennessee Homeowners

Tennesseans unable to make their mortgage payments and in danger of losing their homes to foreclosure can get help from Keep My Tennessee Home, a program administered by the Tennessee Housing Development agency to provide loans to unemployed or substantially underemployed homeowners. Tennessee is one of 18 states plus Washington DC that are receiving the Federal Hardest Hit Funds due to having an unemployment rate higher than the national average. Homeowners who qualify for financial assistance may received up to 36 months of monthly mortgage payments and/or funds to pay past due payments. To learn more, download the brochure or visit www. keepmytnhome.org.

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Court Adopts Forms for General Sessions Courts

The Tennessee Supreme Court today adopted a set of six forms for use in General Sessions Courts. The forms were first proposed by the General Sessions Judges Conference in June 2011 after consultation and assistance from the Tennessee Bar Association Creditor’s Practice Section. The court’s Access to Justice Commission provided more review during the public comment period and later worked with the Commission on further revisions. The order today includes an appendix with forms for:
1. Protected Income and Assets (Affidavit of Claim Exemptions)
2. Request to Make Payments (Motion and Affidavit for Installment Payment and Order)
3. Request Not to Pay Fees for Appeal (Pauper’s Oath in Lieu of Appeal Bond)
4. Request to Postpone Filing Fees and Order (Uniform Civil Affidavit of Indigency)
5. Request to Protect Income and Assets (Motion to Quash Garnishment/Execution and Claim Exemption Rights)
6. Sworn Denial (Sworn Denial on Account)

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