ÿWPCò  šUfÊx{›Ò¢êy,ţߔ|Ô¨©ÍKØÓøOQ þÌ´«¹qegá÷‘LL¤´Uv€ü¨´(Í„ö…tÒv¼HÉ-H6}Î%E`*à3ÑX–¡Se& ¦ßñºñP–/¿§œ #6‡{’®˜~LrÒ†¤2U‘LŠ¬ú©5Ñzƒæ³ 6£® ’ûûX8–Õgwî[vÉIÅä`þ|¬896›uÂ'kºSÚ²>”ÈCÛjWaÞ*ÆÂ_Uxv¦`]Uê?Yïö6üÕÜJà0× oZ±ZL°ïÚŽo<ª ^Ô×’ú“ë¹üëdòç#›Þ¶C“ÚçBIo*q–sÚnØL~+a¨Ðü£Kxñ ‹Üö9N(Ïa¸¿J÷d*0?–¼=²+A DÂUõåKDxÈ}Œô ³k^³.Å/„û£Ä5ï&™\e>-½\y^V4È,À$« ¡[ÙÚ;=1"x™“â&ÏRžø{w‡"½s$/øý¬±#¤œþ50¡!Ä*•’.ré{gÝ` ìÄOËó´×dä® ¯ÞÌø'\íe]žvƒÖ™³—íC1™Ž0Ï-ðy·˜ Q :'3°-0ìª,ë5úq|¸»Êéñ±þ!‹*# LU:W %‘ 0(—b ¿w@Ë4 .6U:999999999999999999999 AQsÆÄ 0DŠ 0DÎ 0D  D/V B… B¢ D3¿ ˜HP LaserJet 4SiHPPCL5MS,ü,,,,,ü0nLhÎ, øð AZ‹"Arial RegularX($¡¡- ù - DDÓ€%sŒ&3|x# ùÝ ƒ"¯"ÝÝ  ÝÔ€ X_üXXXÔÔ€ #X X_üÔÓ  Óò òÔ Ad ÔFILEDÔ€ X_üX #ÔÐ  ÐÌApril€16,€1999ÌÌCecil€Crowson,€Jr.ÌAppellate€Court€ClerkÔdAhÔó ó,c½¬AZ‹"Arial Regular!"#$&Cþÿ<< CÿÿƒLevel 1Level 2Level 3Level 4Level 5(3¯$¢¢Ý ƒ!ÝÝ  Ý(3¯$££Ý ƒ!ÝÝ  Ý($$””ò òÚ  Ú1Ú  Úó ó(('÷ÿ dxd düÿP Pd'''''ÿÿdxdÝ ƒ!ÝÝ  Ýññ›ññÑ°ÑÒ€°ÒÒ„°ÒÑTR[¤ AØ'ÿ Legal3Ø' AØ'ÿ Legalÿ3Ø'TÑÑ€ÑÑ7€_üXXdædÈ7ÑÑ  ÑÑ  Ñò òÔ€¼¶¼XXÔÓ  Óññßr€ )<,(j 8` `€€@Eô ` 8ttxP,ð  rß›ññà@  êàIN€THE€COURT€OF€APPEALS€OF€TENNESSEEˆÐ  Ðà@¦¦(êàAT€NASHVILLEó óÔ€X_üX¼¼¶ÔˆÐ  ÐÌÌÌÌJERRY€BOWMAN,à ˆ àà à àà 8 àà  à)Ð È À Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ìà Ø àPlaintiff/Appellant,à à àà 8 àà  à)Ð ”Œ Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)à è àAppeal€No.Ð zr  ÐœVS›.à Ø àà 0 àà ˆ àà à àà 8 àà  à)à è à01„A„01„9808„CH„00424Ð `X  Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)à è àÐ F>  ÐœMIDSTATE›€FINANCE€COMPANY,à  à)à è àBedford€ChanceryÐ ,$  ÐINC.,€a€Tennessee€Corporation,à 8 àà  à)à è àNo.€19,280Ð   Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ìà Ø àDefendant/Appellee,à 8 àà  à)à è àà @ àà ˜ àà ð àà H! àà  # àÐ ÞÖ  Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ìandà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ð ª¢ Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)ÌE.€SCOTT€BOWMAN,à à àà 8 àà  à)Ð vn Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ìà Ø àDefendant.à ˆ àà à àà 8 àà  à)Ð B: ÐÌÌà@w w êàAPPEALED€FROM€THE€CHANCERY€COURT€OF€BEDFORD€COUNTYˆÌà@"êàAT€œSHELBYVILLE›,€TENNESSEEˆÌÌà@66êàTHE€HONORABLE€CHARLES€LEE,€JUDGEˆÌÌÌGRANVILLE€œS.R.›€œBOULDIN›,€JRÌ122€North€Church€StreetÌœMurfreesboro›,€Tennessee€37133„0811Ìà Ø àAttorney€for€Plaintiff/AppellantÌÌCHARLES€L.€RICHÌ202€Union€Planters€Bank€BuildingÌœShelbyville›,€Tennessee€37162Ìà Ø àAttorney€for€Defendant/AppelleeÌÌÌÌÌà@¤¤$êàAFFIRMED€AND€REMANDEDˆÌÌÌÌÌà Ø àà 0 àà ˆ àà à àà 8 àà  àà è àBEN€H.€CANTRELL,Ìà Ø àà 0 àà ˆ àà à àà 8 àà  àà è àPRESIDING€JUDGE,€M.S.ÌÌÌCONCUR:ÌKOCH,€J.ÌCAIN,€J.ÌÐ  Î8Æ17 ÐÓÓò òÔ€„ÌJ„XX_üÔòòà@tt(êàO€P€I€N€I€O€Nóóó óÔ€X_üX„„ÌJԈР ÐÌà Ø àà 0 àA€holder€of€the€first€mortgage€on€a€parcel€of€real€estate€took€a€quitclaimÏdeed€from€the€owner€to€satisfy€the€mortgage€and€in€payment€of€some€unsecuredÏdebts.€€The€ownerððs€brother,€claiming€as€an€equitable€owner€of€the€property€and€as€aÏcreditor,€asserted€that€(1)€the€conveyance€was€fraudulent€as€to€creditors,€and€(2)€thatÏthe€mortgagee€was€not€a€bona€fide€purchaser€under€the€œquitclaim›€deed.€€TheÏChancery€Court€of€Bedford€County€dismissed€the€claim.€€We€affirm.ÌÌà@²²-êàò òI.ó óˆÐ 0( ÐÌà Ø àà 0 àThe€Bowman€family€operated€a€large€farm€in€Bedford€County.€€By€1988,Ïall€the€children,€two€boys€and€a€girl,€had€become€œadults.€€One›€child,€Scott,€ran€his€ownÏdairy€business.€€The€parents€owned€a€132€acre€tract€that€was€mortgaged€to€the€FirstÏNational€Bank€of€œShelbyville›.€€Scott€did€business€with€œMidstate€Finance€Company,ÏInc.,€where€he€frequently€borrowed€money€to€finance€his€operation.€€His€parents€wereÏalso€obligated€on€some€of€the€Midstate€loans.ÌÌà Ø àà 0 àIn€1993,€Scott€and€his€parents€were€heavily€in€debt.€€The€parentsÏconveyed€the€132€acre€tract€to€Scott€on€Scottððs€promise€to€sell€the€property€and€to€payÏthe€net€proceeds€to€his€brother€and€sister.€€At€essentially€the€same€time,€MidstateÏsued€Scott€and€his€parents€on€›the€debts€they€owed€œMidstate.›€€œMidstate€alsoÏpurchased€the€first€mortgage€on€the€132€acre€tract€from€the€First€National€Bank€ofÏShelbyville›.ÌÌà Ø àà 0 àOn€April€21,€1994,€Scott€agreed€to€quitclaim€the€property€to€œMidstate€inÏlieu€of€foreclosure.€€Midstate€agreed€to€sell€the€property€and€to€pay€the€proceeds€toÏScott,€after€deducting€the€costs€of€sale,€the€debts€owed€Midstate,€and€an€unspecifiedÐ ”8Œ16 Ðamount€owed€by€Scott€Bowman€to€Michael€M.€Shofner›.€€Scott€Bowman€executed€andÏdelivered€the€quitclaim€deed€to€œMidstate,›€and€Mr.€œShofner,›€on€behalf€of€œMidstateññ,ññÏexecuted€the€following€oath€in€order€to€record€the€deed:ÌÓÓà8 Ø àà80 Ø ü!Ø ü!àI,€or€we,€hereby€swear€or€affirm€that€the€actualÏconsideration€for€the€transfer€or€value€of€the€propertyÏtransferred,€whichever€is€greater,€is€$10.00,€which€amountÏis€equal€to€or€greater€than€the€amount€which€the€propertyÏtransferred€would€command€at€a€fair€and€voluntary€sale.Ð 0 ¤0 ¤ ÐÌÌÌÓÓà@––-êàò òII.ó óˆÐ  Ðà@   êàò òa.€€The€Fraudulent€Conveyanceó óˆÐ èà ÐÌà Ø àà 0 àThe€common€law€regarded€a€personððs€property,€except€that€exemptedÏby€law,€as€a€fund€for€the€benefit€of€creditors.€€òòState€v.€Nashville€Trust€Co.óó,€190€S.W.2dÐ ˆ€ Ð785€(Tenn.€App.€1945);€òòsee€alsoóó€Tenn.€Code€Ann.€ðð€30„2„305.€€It€is,€therefore,Ð h` Ðunderstandable€why€early€English€statutes€provided€that€all€transfers€of€property€madeÏwith€the€intent€to€hinder,€delay,€or€defraud€creditors€were€fraudulent€and€void.€€TheÏsubstance€of€these€statutes€(13€Elizabeth€(ch.€5)€and€27€Elizabeth€(ch.€4))€nowÏappears€in€our€Code€at€Tenn.€Code€Ann.€ðð€66„3„101.€€In€addition,€in€1919,€ourÏlegislature€passed€the€Uniform€Fraudulent€Conveyance€Act,€which€made€aÏconveyance€fraudulent,€without€regard€to€intentññ,ññ€if€the€transfer€was€for€an€inadequateÏconsideration€and€the€transferor€was€insolventññ,ññ€or€was€rendered€insolventññññ,ññññ€by€theÏtransfer.€€Tenn.€Code€Ann.€ðð€66„3„305.€€The€Uniform€Law€did€not€repeal€the€prior€actÏbut€merely€enlarged€thereon.€€òòScarborough›€v.€œPickens›óó,€170€S.W.2d€585€(Tenn.€App.Ð H0@), Ð1942).ÌÌà Ø àà 0 àThe€combined€effect€of€these€statutes€makes€a€conveyance€fraudulentÏas€to€creditors€if€it€is€made€without€a€fair€œconsideration,›€leaving€the€grantor€insolvent,Ïor€if€it€is€made€with€the€actual€intent€to€hinder,€delay,€or€defraud€òòcreditors.€€Hicks€v.Ð ¨9 26 ÐWhitingóó,€149€Tenn.€411€œ(1923);›€€òòMacon€Bank€and€Trust€Co.€v.€Hollandóó,€715€S.W.2dÐ  Ð347€(Tenn.€App.€1986).ÌÌà Ø àà 0 àUnder€the€Uniform€Act€fair€consideration€is€defined€as:ÌÓÓà8 Ø àà80 Ø ü!Ø ü!àà ˆ àFair€consideration€is€given€for€property,€orÏobligation:Ð 0 ¤0 ¤ ÐÌÓVÓÓÓà8 Ø àà80 Ø ü!Ø ü!àà ˆ à(1)à à àWhen€in€exchange€for€such€property,€orÐ XP  Ðobligation,€as€a€fair€equivalent€therefor,€and€in€good€faith,Ïproperty€is€conveyed€or€an€antecedent€debt€is€satisfied;€orÐ 0 ¤0 ¤ Ðà8 Ø àà80 Ø ü!Ø ü!àà ˆ à(2)à à àWhen€such€property€or€obligation€is€receivedÐ (  Ðin€good€faith€to€secure€a€present€advance€or€antecedentÏdebt€in€amount€not€disproportionately€small€as€comparedÏwith€the€value€of€the€property€or€obligation€obtained.Ð 0 ¤0 ¤ ÐÌTenn.€Code€Ann.€ðð€66„3„304.ÌÌÌÌÓúÓà Ø àà 0 àThe€appellant€argues€that€the€oath€of€value€on€the€deed€œestops›€œMidstateÏfrom€showing€that€the€actual€consideration€for€the€property€was€more€than€ten€dollars.€ÏIn€order€to€record€a€deed€conveying€a€freehold€estate,€the€grantee€must€pay€aÏrecordation€tax€based€on€the€consideration€for€the€transfer€or€the€value€of€theÏproperty,€whichever€is€greater.€€Tenn.€Code€Ann.€ðð€67„4„409(a)(1).€€The€grantññnññee€isÏrequired€to€supply€the€information€on€which€the€tax€is€based.€€Tenn.€Code€Ann.€ðð€67„¼4„409(a)(6)(A).€€In€òòMid„South€Bank€&€Trust€Co.€v.€Quandt›óó,€No.€œ01A01›„9403„CH„00107Ð Ø'Ð # Ð(filed€in€Nashville€Oct.€20,€1995),€œthis›€court€held€that€the€oath€œestopped›€the€granteesÏfrom€showing€a€greater€consideration€than€the€amount€they€swore€to€on€the€face€ofÏthe€deed.€€ÌÌà Ø àà 0 àThe€statute,€however,€treats€quitclaim€deeds€differently.€€In€Tenn.€CodeÏAnn.€ðð€œ67„4„409(a)(4)›€the€tax€for€recording€a€quitclaim€deed€is€ð ðbased€only€on€theÏactual€consideration€given€for€òòthatóó€conveyance.€€(Emphasis€added).€€Where€theÐ ø4ð-1 Ðâ âconveyance€is€given€to€satisfy€an€antecedent€œdebt,›€the€grantee€may€in€goodÐ Ø6Ð/3 Ðconscience€represent€that€a€nominal€consideration€was€given€for€òòthatóó€conveyance.€Ð  ÐThe€representation€does€not€work€an€estoppel€against€the€grantee.Ìâ âÌà Ø àà 0 àWe€think€the€consideration€paid€in€this€case€was€not€only€ð ðfairðð€but€ð ðfull.ðð€ÏœMidstate›€agreed€to€take€the€property€and€sell€œitññ,ññ›€and€then€to€remit€to€Scott€BowmanÏall€the€proceeds€above€the€debts€he€owed€to€the€bank€and€to€Mr.€œShofner›.€€Since€aÏtransfer€for€an€antecedent€debt€qualifies€as€fair€consideration,€the€transfer€to€œMidstate›Ïcannot€be€set€aside€on€this€ground.ÌÌà Ø àà 0 àIt€could€be€argued€that€a€transfer€to€one€creditor,€even€for€a€fairÏconsideration,€would€ð ðhinder€and€delayðð€the€other€creditors.€€But€our€courts€haveÏrefused€to€set€aside€such€conveyances,€even€where€the€transferee€knows€theÏœtransferor›€has€numerous€other€debts.€òòœTroustine›€v.€œLask›óó,€63€Tenn.€162€(1874);€òòBatesÐ ˆ€ Ðv.€Fulleróó,€76€Tenn.€644€(1881);€òòœBlackmore›€v.€œCrutcher›óó,€46€œS.W.›€310€(Tenn.€Ch.€App.Ð h` Ð1898).€€In€òòœFeder›€v.€œErvin›óó,€38€œS.W.›€446€(Tenn.€Ch.€App.€œ1896)›€the€court€said:Ð H!@ ÐÓÓà8 Ø àà80 Ø ü!Ø ü!àIt€is€true,€the€vendor,€œErvin›,€was€heavily€in€debt,€and€thisÏfact€was€known€to€the€purchasers;€but€that€does€not€makeÏthe€transaction€fraudulent.€€There€was€no€purpose€uponÏthe€part€of€these€purchasers€to€defraud€the€other€creditorsÏof€Mr.€œErññvññññwññin›.€€They€only€desired€to€save€their€own€debt,Ïand€they€paid€a€proper€consideration.Ð 0 ¤0 ¤ ÐÌ38€œS.W.›€at€449.ÌÌÌÌà Ø àà 0 àIn€òòœHefner›€v.€œMetcalf›óó,€38€Tenn.€577€(1858)€the€court€œsaid:Ð x-p&) ЛÌà8 Ø àà80 Ø ü!Ø ü!àà ˆ àThe€words€ð ðhinder€and€delayðð€are€to€be€taken€inÏtheir€legal€or€technical,€and€not€their€literal€sense,€or€noÏdeed€could€stand€where€all€the€creditors€were€notÏprovided€for.€€If€this€were€otherwise,€the€right€to€prefer€oneÏcreditor€to€another,€where€a€debtor€cannot€pay€all,€wouldÏbe€defeated.€€But€ð ða€debtor€may€prefer€one€creditor,€andÏsecure€his€debt,€though€others€may€suffer€loss.ðð€€(citationÏomitted).€€He€may,€at€any€time€before€a€lien€has€beenÏobtained€upon€his€property€by€judgment€in€court€or€levy,Ïappropriate€it€by€òòbona€fideóó€sale€or€assignment€to€theÐ È7À04 Ðpayment€or€security€of€other€creditors.€€This€will€not€fail,Ïbecause€a€reasonable€ð ðdelayðð€is€taken€to€sell€and€apply.€Ð ¨9 26 ÐHe€may€thus€interpose€obstacles€in€the€way€of€others,€thatÏis,€ð ðhinderðð€them,€as€well€as€ð ðdelay€them.ðð€€The€statuteÏonly€refers€to€an€improper€or€illegal€hindrance€or€delay€„„Ïnot€such€as€is€reasonable€and€fair€in€the€exercise€of€theÏwell€established€right€to€prefer€creditors.Ð 0 ¤0 ¤ ÐÌœ38€Tenn.€at€579„80.ÌÌ›ÌÌÓÓà Ø àà 0 àThere€is€a€limited€right€to€avoid€preferences€under€the€bankruptcy€law,Ïbut€preferences€are€not€fraudulent€conveyances€under€state€œlaw,›€where€theÏtransaction€is€bona€fide€and€the€debt€satisfied€amounts€to€fair€value€for€the€property.ÌÌà@¤ ¤ êàò òb.€€The€Quitclaim€Deed€and€Bona€Fide€Purchasersó óˆÐ èà ÐÌà Ø àà 0 àThe€appellant€also€argues€that€the€defense€of€innocent€purchaser€is€notÏopen€to€one€taking€under€a€quitclaim€deed.€€The€basis€for€this€contention€is€òòœHows›€v.Ð ˆ€ ÐœButterworth›óó,€62€œS.W.›€1114€(Tenn.€Ch.€App.€œ1899)›€where€the€court€said:Ð h` ÐÓÓà8 Ø àà80 Ø ü!Ø ü!àà ˆ àð ðThe€defense€of€innocent€purchaser€insisted€uponÏon€behalf€of€defendant€œButterworth›€in€argument€is€notÏavailable,€because€it€was€not€pleaded€nor€relied€upon€inÏhis€answer,€and,€if€it€had€been,€is€not€available,€as€he€tookÏunder€a€quitclaim€deed€.€.€.€œ.ððÐ 0 ¤0 ¤ Ðññ›ññÌññ›ññ62€S.W.€at€1115.›ÌÌÌÌÓÓà Ø àà 0 àWe€think€that€case€is€doubtful€authority€for€the€proposition€that€a€granteeÏin€a€quitclaim€deed€cannot€be€an€innocent€purchaser.€€There€is€authority€to€theÏcontrary,€more€directly€on€point.€€In€òòCampbell€v.€Home€Ice€&€Coal€Companyóó,€126Ð h.`'* ÐTenn.€524€(1912)€the€court€œsaid€that›€œa›€grantee€of€a€quitclaim€deed€œð ðwill›€be€regardedÏas€a€purchaser€in€good€faith€œnotwithstanding€such€quitclaim€deed,€if›€his€title€œas€shownÏby€the€registry€record,€is›€apparently€valid€and€œclear,›€and€he€has€no€notice€of€anyÏdefect€in€the€title.ðð€€126€Tenn.€at€534.€€From€the€time€of€that€decision€until€now,€theÏholding€has€not€been€challenged.€€We,€therefore,€overrule€this€argument€by€theÏappellant.Ð ¨9 26 Їà Ø àà 0 àAlthough€he€does€not€raise€it€as€a€separate€issue,€the€appellant€arguesÏthat€one€acquiring€land€in€payment€of€an€antecedent€debt€cannot€be€a€bona€fideÏpurchaser.€€He€cites€òòRobinson€v.€Owensóó,€103€Tenn.€91€(1899)€for€that€proposition.€Ð È À ÐWe€think,€however,€the€case€stands€for€the€opposite.€€There€Robinson€conveyedÏproperty€to€Owens€and€the€deed€recited€that€part€of€the€purchase€price€was€unpaid.€ÏWhen€Owens€transferred€the€property€to€œVesey›,€Robinson€argued€that€œVesey›€couldÏnot€be€a€bona€fide€purchaser€without€notice.€€The€court€said,€however,€ÌÓÓà8 Ø àà80 Ø ü!Ø ü!àð ð[A]€vendor€who€sells€and€conveys€real€estate€withoutÏreserving€a€specific€lien,€may€enforce€his€equity,€asÏagainst€his€vendee€and€mere€volunteers€at€any€timeÏbefore€conveyance;€but€as€against€purchasers€from€andÏcreditors€of€the€vendee€he€comes€too€late,€if€he€hasÏdelayed€filing€his€bill€and€fixing€a€charge€on€the€propertyÏuntil€after€they€have€rights€and€evidenced€them€throughÏthe€public€records€of€œthe›€state,€as€the€law€provides.ððÐ 0 ¤0 ¤ ÐÌ103€Tenn.€at€98.ÌÌÌÌÓÓà Ø àà 0 àThe€judgment€of€the€court€below€is€affirmed€and€the€cause€is€remandedÏto€the€Chancery€Court€of€Bedford€County€for€any€further€necessary€proceedings.€€TaxÏthe€costs€on€appeal€to€the€appellant.ÌÌÌÓÓà Ø àà 0 àà ˆ àà à àà 8 àà  à_________________________________Ìà Ø àà 0 àà ˆ àà à àà 8 àà  àBEN€H.€CANTRELL,€Ìà Ø àà 0 àà ˆ àà à àà 8 àà  àPRESIDING€JUDGE,€M.S.ÌÌÌœCONCUR:›ÌÌÌÌÌ_____________________________ÌWILLIAM€C.€KOCH,€JR.,€JUDGEÌÌÌÌÌ_____________________________ÌWILLIAM€B.€CAIN,€JUDGEÐ ¨9 26 ÐÑÜÑÑX°ÑÑ  ÑÔ€¼Ë¼XXYWÔò òà@êê.êàœññIN€THE€COURT€OF€APPEALS€OF€TENNESSEEˆÐ Ü Ðà@™™(êàAT€NASHVILLEññó óññÔ€XYWX¼¼ËԈРò ÐÌÌÌJERRY€BOWMAN,à ˆ àà à àà 8 àà  à)Ð Ø ü Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ìà Ø àPlaintiff/Appellant,à à àà 8 àà  à)Ð ¸ Ü Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)à è àAppeal€No.Ð ¨ Ì ÐV.S.à Ø àà 0 àà ˆ àà à àà 8 àà  à)à è à01„A„01„9808„CH„00424Ð ˜¼  Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)à è àÐ ˆ¬  ÐœMIDSTATE›€FINANCE€COMPANY,à  à)à è àBedford€ChanceryÐ xœ  ÐINC.,€a€Tennessee€Corporation,à 8 àà  à)à è àNo.€19,280Ð hŒ  Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ìà Ø àDefendant/Appellee,à 8 àà  à)à è àà @ àà ˜ àà ð àà H! àà  # àÐ Hl  Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)à è àAffirmedÐ 8\ Ðandà Ø àà 0 àà ˆ àà à àà 8 àà  à)à è àandÐ (L Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)à è àRemandedÐ < ÐE.€SCOTT€BOWMAN,à à àà 8 àà  à)Ð , Ðà Ø àà 0 àà ˆ àà à àà 8 àà  à)Ìà Ø àDefendant.à ˆ àà à àà 8 àà  à)Ð è  ÐÌÔ€¼Ë¼XXYWÔò òòòà@uu'êàJ€U€D€G€M€E€N€Tóóó óˆÐ Èì ÐÌÓÓÔ€XYWX¼¼ËÔà Ø àà 0 àThis€cause€came€on€to€be€heard€upon€the€record€on€appeal€from€theÐ ô ÐChancery€Court€of€Bedford€County,€briefs€and€argument€of€counsel;€uponÏconsideration€whereof,€this€Court€is€of€the€opinion€that€in€the€decree€of€the€ChancellorÏthere€is€no€reversible€error.Ìà Ø àà 0 àIn€accordance€with€the€opinion€of€the€Court€filed€herein,€it€is,€therefore,Ïordered€and€decreed€by€this€Court€that€the€decree€is€affirmed.€€The€cause€isÏremanded€to€the€Chancery€Court€of€Bedford€County€for€the€enforcement€of€the€decreeÏand€for€the€collection€of€the€costs€accrued€below.Ìà Ø àà 0 àCosts€of€this€appeal€are€taxed€against€Jerry€Bowman,€Principal,€andÏœBouldin›€&€œBouldin›,€Surety,€for€which€execution€may€issue€if€necessary.ÌÓÓÌÌÌà Ø àà 0 àà ˆ àà à àà 8 à_____________________________________Ìà Ø àà 0 àà ˆ àà à àà 8 àBEN€H.€CANTRELL,€PRESIDING€JUDGE,€M.S.ÌÌÌà Ø àà 0 àà ˆ àà à àà 8 à_____________________________________Ìà Ø àà 0 àà ˆ àà à àà 8 àWILLIAM€C.€KOCH,€JR.,€JUDGEÌÌÌà Ø àà 0 àà ˆ àà à àà 8 à_____________________________________Ìà Ø àà 0 àà ˆ àà à àà 8 àWILLIAM€B.€CAIN,€JUDGEÌññ›