WPC # VU:a % 0(w@4  b , 8 0J@ 0T 0^ 0h< 0r 0| 0 0 1u 0d U* B) DC AMdv~[v B D3 0@ AO< 0DQ D/ BHP LaserJet 4Si/4SiMX PS 600dpiPSCRIPT0nLH,rAZ"Arial RegularX($ ]D^_D`abDcdeӀoD 3|xo- -2 0Indent123  2" 0Indent20 23  2, 0Indent30 0 23  26 0Indent40 0 0 23  2@ 0Indent50 0 0 0 23  2J 0Indent60 0 0 0 0 23  2T 0Indent70 0 0 0 0 0 23  2^ 0Indent80 0 0 0 0 0 0 23   ?AGMSYaioIndent0I.A.1.a.(1)(a)i)a)P 8Mac DefaultMac Default ` X<  9p`(Arial% Line 7 d7Border 1dd- C << G !  #d#     YYY FILEDXMay28,1997CecilW.CrowsonAppellateCourtClerk  PtPtHH(FG(HH(d'hStyl{WP}01  HH  2$HH  Geneva  <Px443!#4$*$$*$ KK  Geneva  Geneva .,6 Geneva   h HD: Geneva  h HD: Geneva  d%%%%'dxd("$    -C<< CLevel 1Level 2Level 3Level 4Level 5($$   1  ' dxdP Pd ! .          \RA'\\RA'\7XXdd7    ћ SYLVIAH.DOCKERY,   )      ) Plaintiff/Appellant,   )      ) AppealNo.      ) 01A019611CH00531VS.      )      ) DavidsonChancery̜R!" A1-j|n`  `@Rߛ      ) No.943644IESTATEOFJACKC.MASSEY,  )      ) Defendant/Appellee.  )@ COURTOFAPPEALSOFTENNESSEE@ MIDDLESECTIONATNASHVILLEAPPEALEDFROMTHECHANCERYCOURTOFDAVIDSONCOUNTYATNASHVILLE,TENNESSEETHEHONORABLEIRVINH.KILCREASE,JR.,CHANCELLORW.GARYBLACKBURNJAYC.BALLARDBLACKBURN,SLOBEY,FREEMAN&HAPPELL,P.C.2050NationsBankPlaza414UnionStreetNashville,Tennessee37219 AttorneysforPlaintiff/Appellant JOHNH.BAILEY,IIIPAULG.JENNINGSBASS,BERRY&SIMS2700FirstAmericanCenterNashville,Tennessee37238 AttorneysforDefendant/Appellee@ AFFIRMEDANDREMANDED       BENH.CANTRELL,JUDGECONCUR:TODD,P.J.,M.S.LEWIS,J.  @ OPINION X  InthiscasetheplaintiffpleadslackofconsiderationandeconomicϜduress,toavoidtheenforceabilityofcertaindeedsoftrustshesignedalongwithherhusband.TheChanceryCourtofDavidsonCountygrantedsummaryjudgmenttothedefendant.Weaffirm.@ I.   JoeDockerywasthepresidentandchiefexecutiveofficerofAutomotiveFranchiseCorporation(AFC),theownerandfranchisoroftransmissionrepairshops.He,JackMassey,andJohnNeffweretheprincipalshareholders.InMarchof1988DockeryandMasseyjointlyborrowed$4,500,000fromtheSovranBankandloanedittoAFC.InordertoinduceMasseytobeseverallyliableontheSovranloan,DockeryagreedtogiveϜMasseyasecurityinterestincertainproperties.InJulyof1988DockeryandMasseysignedaloanparticipationagreement,whichsetouttheirrespectivedutieswithrespecttotheSovranloan,andDockerygaveMasseyamortgageonseventeenparcelsofrealproperty.SixofthepropertieswereownedasatenantbytheentiretieswithMr.Dockeryswife,theplaintiffinthisaction.Mrs.Dockeryalsosignedthesixdeedsoftrust.  InJanuaryof1990MasseydeclaredadefaultintheloanparticipationagreementandlatersoughttoforeclosethedeedsoftrustsignedbyMr.andMrs.Dockery.Mrs.Dockeryseekstoavoidtheforeclosureofherinterestinthesixparcelssheheldjointlywithherhusband.ThedeedsshowthatMrs.DockerysignedthemonJuly20,1988.Shecontendsthatshedidnotsignthedeedsuntilsometimelater,butsheadmitsthatsheisnotcertainofthedate.@ II.@ LackofConsideration   Underourviewofthisissueitdoesnotmatterwhenthedeedsoftrustweresigned,because adebtorpreexistingdebtofaspousecanbeconsiderationforamortgageonthepropertyoftheotherspouseexecutingthemortgage.41Am.Jur.2dHusbandandWife90.Thereissomeauthoritythatsaysamortgage,asanexecutedconveyance,requiresnoconsideration.SeeG.Osborne,HandbookontheLawofMortgages107(2ded.1970).Butweneednotgothatfar.Thecourtsgenerallyholdthatthedebtsecuredmaybeapreexistingone,ContinentalBankofPa.v.BarclayRidingAcademy,459A.2d1163(N.J.1983),andthatconsiderationtoonespouseservesasconsiderationforthesignatureoftheotheronthemortgage.PetersonBankv.Langendorf,483ϜN.E.2d279(Ill.App.1985);Cookev.LouisvilleTrustCo.,380S.W.2d255(Ky.App.1964);Dealv.Christenbury,274S.E.2d867(N.C.App.1981).  Inthiscase,Dockery,aspresidentandCEOofAFC,unquestionablyreceivedabenefitfromMasseysagreementtobeseverallyliableonaloanthatwastobeusedforthebenefitofAFC.Aspartofthatsametransaction,thepartiesexecutedtheloanparticipationagreementandMr.andMrs.Dockeryexecutedthedeedsoftrust.ThebenefittoMr.DockeryisampleconsiderationforMrs.Dockeryssignature.̜  Mrs.DockerycitesBankofCrockettv.Cullipher,752S.W.2d84(Tenn.App.1988)asauthorityforaruleinTennesseethatconsiderationmustalwaysflowtotheobligoronacontract.Wethink,however,thattheholdinginthatcaseresultedfromauniquerulewithrespecttoaccomodationpartiesunderourversionoftheUniformCommercialCode.Toapplythatruleacrosstheboardwouldcompletelynullifythelawofcontractsrelatingtothirdpartybeneficiaries.  Sofaraswecantell,adeedoftrustinTennesseehasneverbeenattackedbyonespouseonthegroundofafailureofconsiderationwheretheconsiderationfloweddirectlytotheotherspouse.Innumerouscaseswherethewifesignedsimplyasanaccomodationtoherhusband,otherdefenseshavebeenraised,butnotconsideration.SeeRoachv.Francisco,138Tenn.357,197S.W.1099(1917);Coxv.Keathley,99Tenn.522,42S.W.437(1897);Ronnerv.Welcker,99Tenn.623,42S.W.439(1897);Grotenkemperv.Carver,77Tenn.280(1882).Wehavenoexplanationastowhythisdefensewasnotraisedinanyofthecases.Itmaybethattherulewespecificallyadopttodayhasbeensowellsettledelsewherethatanattempttoupsetitseemedfutile.@ III. @ Duress   Mrs.Dockeryalsocontendsthathersignatureonthedeedsoftrustwasprocuredbyeconomicduress.AccordingtoMrs.Dockery,RonBeaver,thevicepresidentofFinanceatAFCsubjectedherto constantpressure, harassment,and constantdemandstogethertosigntheloanparticipationagreementandthedeedsoftrust.Mr.BeaverallegedlytoldMrs.Dockerythatshe hadtosignthedocumentsandthatshewas jeopardizingthecompanyand[Dockery]bynotsigningthem.  Acceptingallofthisastrue,thefactsdonotmakeoutacaseofeconomicduress,whichhasbeendefinedassocoerciveandseverethatapersonofordinaryfirmnesscouldnotresistit.Hardyv.Harris,No.01A019001CH00005(filedatNashvilleMay11,1990).ButmoredevastatingtoMrs.Dockeryspositionisthefactthatnoneofthethreats,intimidation,orabuseshefeltcanbeattributedtoMr.Massey.Mr.BeaverhimselfhadnevermetMr.Massey;BeaverwasanofficerandagentofAFC,notofMr.Massey,andheworkedunderMr.Dockery,whowasAFCschiefoperatingofficer.ThereissimplynoevidencethatconnectsMr.BeaversallegedactionswithMr.Massey.  ThejudgmentofthelowercourtisaffirmedandthecauseisremandedtotheChanceryCourtofDavidsonCountyforfurtherproceedings.Taxthecostsonappealtotheappellant.      _____________________________      BENH.CANTRELL,JUDGE̜CONCUR:_______________________________HENRYF.TODD,PRESIDINGJUDGEMIDDLESECTION̜_______________________________SAMUELL.LEWIS,JUDGE̜  Ǜ  @