WPC GDäW*+Gc5Jgg nD{P}IտG>&nnt>=GQu3F~ 5eQ\G{!VS[__h^4]@u9L,"(Yќ"K@\B7tNv7inj̡.qߠڪdx4T3g, t!y˚"_F峈`\h׷jEN&Bqi245WF'Ttc0LM3:M'Db{ ؛Td!'?"cEЕZd(s)$f_Bw#c-P>KYEN3I$8,ב|~QWU ]8Ov&j6{q|Ww DAvj:!^}|,ʾ5M accountwaspartoftheestate.Weaffirm. *z  #XXX X.##XXd#XXTenn.R.App.P.3AppealasofRight;JudgmentoftheProbateCourtAffirmed;and R Remanded  B   #X#XX.DavidR.Farmer,J.,deliveredtheopinionofthecourt,inwhichAlanE.HighersandHollyK. " _Lillard_,_J.J._,joined.  PaulA.Robinson,Jr.,Memphis,Tennessee,fortheappellant,EdnaJohnsonWright,Executrix.   KathleenN._Gomes_,Memphis,Tennessee,fortheappellee,RebeccaMoore. "!   OPINION #XX #XX b$# #XX #  XX X.XXX   In1987,FannieMaeJohnson(Decedent)addedthenameofEdnaJohnsonWrighttoaFirst >&!% TennesseebankaccountwhichpreviouslyhadbeeninMs.Johnsonssolename.Thesignaturecard *'z"& withwhichDecedentmadethischangecontainedthefollowingsection: (f#' 8  RightofSurvivorship?0h  ____YES0h h 0p  ____NO)>%)p p  8  CustomersInitials0  _______________   p      x **&*   NeitheryesnornowascheckedbyDecedent.Inaddition,Decedentfailedtoinitialthisareaof ,(, thecard. -(- Ї  In1988,Decedentexecutedawillwhichshechangedbyacodicilin1993.InJanuary,1996,  Ms.Johnsondied.ThewillandcodicilwereadmittedtoprobateonSeptember,1997,whereMs.  Wrightwasappointedtoservewithoutbond. #  1      ׀Underthetermsofthewill,RebeccaMoorewasto  receiveoftheinterestincertainrealproperty,a$20,000specificbequestandtheremainderofthe t estate.Ms.MoorefiledaPetitionforInventoryandAccountingofDecedentsestateinearly1999. ` WhenMs.Wrightfiledthepapersfortheaccounting,shedidnotincludetheFirstTennessee L  accountonthebasisofherbeliefthatDecedenthadintendedtheaccounttohavearightof 8  survivorship.ThefailuretoincludethisaccountintheaccountingledMs.Mooretofileaprotest $ t withthetrialcourt.  `   Ms.WrightarguedtothetrialcourtthattheactofDecedentaddinghernametotheaccount  8  in1987createdthepresumptionofagiftoftherightofsurvivorshiptoMs.Wright.  #  2      ׀Thetrialcourt $  rejectedthisargument,findingthattheaccountwaspartofMs.Johnsonsestateandshouldhave   beenincludedintheaccounting.Thisappealfollowed.     Theissue,asweperceiveit,isasfollows:   8  Didthetrialcourterrinholdingthatthebankaccountinquestionwasnotajoint \ accountwithrightsofsurvivorship,andthusshouldbeincludedintheestateofthe H Decedent?4     Totheextentthattheseissuesinvolvequestionsoffact,ourreviewofthetrialcourtsruling  \ is denovo withapresumptionofcorrectness. See Tenn.R.App.P.13(d).Accordingly,wemay H notreversethecourtsfactualfindingsunlesstheyarecontrarytothepreponderanceoftheevidence. 4  See,e.g.,Randolphv.Randolph ,937S.W.2d815,819(Tenn.1996);Tenn.R.App.P.13(d).With   respecttothecourtslegalconclusions,however,ourreviewis denovo withnopresumptionof   correctness. See,e.g.,Bellexrel.Snyderv._Icard_,Merrill,Cullis,_Timm_,_Furen_Ԁand_Ginsburg_,  P.A. ,986S.W.2d550,554(Tenn.1999);Tenn.R.App.P.13(d).    StatusofAccount l     [_T]he_ԀrulewithreferencetogiftsintervivosinthisState[is]thatintentiontogiveand D! deliveryofthesubjectofthegiftmustclearlyappear.Doubtsmustberesolvedagainstthegift.. 0"  ..Theburdenofprovingthatagiftwasmadeisuponthedonee. _Pamplin_Ԁv._Satterfield_ , #l! 265S.W.2d886,888(Tenn.1954). $X"  $D #   Inthiscase,Ms.WrightarguesthatDecedentsactofaddingMs.Wrightsnametoher  accountcreatedthepresumptionofagiftoftheaccountsrightofsurvivorship.Wedisagree.  ThefactthatDecedentaddedMs.Wrightsnametoheraccountdoesnotshowanyclearintent  thatDecedentintendedtheaccounttopasstoMs.WrightscontrolafterDecedentsdeath. t Indeed,thebequestsoftheDecedentcouldnotbefulfilledintheirentiretyiftheaccountpassed ` insuchamanner.NothingatallintherecordsuggeststhatitwastheintentionoftheDecedent L  thatMs.Wrightshouldbegrantedanyrightofsurvivorshipoverthisaccount.Ms.Wrighthas 8  clearlyfailedtomeetherburdenofproof.Inlightofthatfact,weherebyaffirmthetrialcourts $ t findingsinthismatter.  `   WenotethatMs.Wrighthaspresentedseveralcasesfromotherjurisdictionssupporting  8  thepositionthatDecedentsactofaddingMs.Wrighttoheraccountshouldcreateapresumption $  eitherthattheadditionofhernameautomaticallycreatesarightofsurvivorshiporthatthe   additionshouldbeconsideredagift intervivos oftherighttosurvivorship.Uponourreview,   however,wenotethatthemajorityofthosecasesinvolveaccountswhereadecedentclearly   intended,throughthemarkingsonthesignaturecard,thatanaccountwastobeajointaccount   withrightstosurvivorship.Theremainingcasesinvolvejurisdictionsthathadastatutory t presumptionthatjointaccountswereeither intervivos giftsbetweenthepartiesorthatthey ` automaticallycreatedarightofsurvivorshipbetweenthepartieslistedontheaccount. L   Inthecasecurrentlybeforethiscourt,therewasnoclearexpressiononthepartofthe $t Decedentthatsheintendedtheaccounttobeajointaccountwiththerightofsurvivorship. ` Indeed,theDecedentfailedtomarktheportionofthesignaturecardthatwouldcreatesucha L right.Tennesseealsohasnostatutorypresumptionsthatpre1989jointaccountswereeithergifts 8 intervivosorautomaticallycreatedaccountswithrightstosurvivorship.Thus,noneofthecases $ presentedbyMs.Wrightprovidedthiscourtwithanyreasontoacceptherargumentthatthe  simpleactofaddingsomeonesnametoanaccountautomaticallycreatedapresumptionthatthe  accountwasintendedtohaverightsofsurvivorshiporthattheaccountsrightofsurvivorship  wastobeagift intervivos .    Conclusion \       Basedupontheforegoingconclusions,weherebyaffirmthetrialcourtsruling.Costson 4"  appealareassessedagainsttheAppellant,EdnaJohnsonWright,andhersurety,forwhich  #p! executionmayissueifnecessary.#XXX X. #  $\"    `     h     ___________________________________ '#&    `     h     DAVIDR.FARMER,JUDGE