ÿWPCG ï_È6©f󲎃µx)à·ŽÍ`ÀmÔo6Q% Ã+*fñ²­]p‡]'Œ/t?8Îl‹¹&³£gœtú*¥‰PÒBQøû ÀѾ.4xÌÝ‹2˲۔#ôñ9ŠóÅÇqv*C¶Øñþ=u?¢…DtžãdRt¯õí÷ÔÇ[ª ’E@Ž£Ì8„uö·TÛŽ tm/î\[ð»±R¿Â?0å9E²âFr[ î£,ç[ó™ÚkÖ5jiÁ,yƒþ/ÿo¨·á‰u~§{K,dý×_[«1ü4¢®è¾ƒŸô¶•ˆõœNy0ñ”Ì)É.™&ì9@)`8Ðõñ—_I$˜?ýÀÝê-ƒœS+âªËªÃC-+{CZFô–}©5»™ª…hÀ§.NælųµêC™pŸÑNÚXPŒƒMŒ:ûP>—.4ÁÖ•Š€'$x—†ŠÞH±âFý챺7¸N¾C <FÂð“˜"ItR õÂk ãµf÷)?þMv˜ ðn§ ðK_¥¤Ž¢8”_·-B”ÄxlýìX<è„ëV³‡°gù= ’{À¥äR¦›4DxQ&¶ÅpÉÔ\É&v3´öMb %\UNb 0¹°UNi 0D·^ ûw z Ò… 4W Nk -m š Æ© Æo Æ5 Æû ÁNà mÅ#ÉÜE¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥¥b§§§§§§§§§§§§§§§§§§§§§§§§§§§§§§§§§§§§ 0¯¯¯¯ BËË 0Õè D5½ D-ò 0K ASjƽ 0Õƒ 0DX A«œ»(@øÐ Z‹6Times New Roman Regular(‘ý$¡¡Ñ€..ÑÑ8€ÁÙ»»d»»d8ÑÑ ýý ÑÓ  ÓÔ€²ãZ²»»ÔÓ]Ó(í€"  Z6Times New Roman Regular(#Ã$òòÚ  Ú0Ú  Úóóiƒœ1Ï  ˜C:\PROGRA~1\COREL\WORDPE~1\TEMPLATE\CUSTOM~1\REVISE~1.WPTC:\Program Files\Corel\WordPerfect Office 2000\Template\Custom WP Templates\revised standard opinion.wpt6hö001s03 #Ý ƒR‘$ÝÓ  ÓÔ€²å­²»»ÔÓ]Óà  àòòÚ  Ú1Ú  ÚóóÔ€ôò4ò²²å­ÔÝ  ÝÔ_Ô€Mr.€Ô_ÔMulhernÔ_Ô€is€a€joint€owner€of€the€House€but€was€not€a€party€to€the€original€suit.3|xLevel 1Level 2Level 3Level 4Level 5‚Level 1Level 2Level 3Level 4Level 5„Level 1Level 2Level 3Level 4Level 5…Level 1Level 2Level 3Level 4Level 5ÿU‹ÿÀÀÀ˜\\IB01S02\CLERKJACÈÈ,,,,ÈÈ0- ù-(­G2‘$¤¤Ý ƒý!ÝÑ€.ÑÑ8€Þ»»dd8ÑÑ ý ÑÓ  ÓÔ€²å­²»»ÔÓ]ÓÝ  Ýà  àòòÚ  Ú0Ú  ÚóóÔ€ôò4ò²²å­Ô d(­3F$££Ý ƒý!ÝÑ€.ÑÑ8€Þ»»dd8ÑÑ ý ÑÓ  ÓÔ€²å­²»»ÔÓ]ÓÝ  ÝVVVV)ÿÿ!dxdx)!ÈÈÈÈdxdx( ±þ$’’ò òFigure€Ú  Ú1Ú  Úó ó^_X`YEþÿ<<CÿÿƒLevel 1Level 2Level 3Level 4Level 5(­3F$¢¢Ý ƒý!ÝÑ€.ÑÑ8€Þ»»dd8ÑÑ ý ÑÓ  ÓÔ€²å­²»»ÔÓ]ÓÝ  Ý($$””ò òÚ  Ú1Ú  Úó óX[Z&OLE 2.0 Box <=8ÿÿÿÿÿÿÿÿÿÿCÿÿ HKKKKÝ ƒý!ÝÑ€.ÑÑ8€Þ»»ddÈ8ÑÑ ý ÑÓ  ÓÔ€²å­²»»ÔÓ]ÓÝ  ÝÔ_ÔÑ  ÑÑ8€’oXXdé»»d8ÑÑ  Ñà@  ìàÔ‡äâ²²å­ÔIN€THE€COURT€OF€APPEALS€OF€TENNESSEEˆÐ ° Ðà@ÿÿ%ìàAT€JACKSONÔ#†²å­²âä#ԈРΠÐÓ  ÓNovember€17,€2004€SessionÐ ì< ÐÔ‡PøFO²²å­ÔÌò òÔ#†²å­²OPøF#ÔDONNA€MULHERNòòóó€v.€PULTE€HOMESòòóóÔ‡PøFO²²å­Ôó óÐ ß/ ÐÌà@@½½ìàò òA€Direct€Appeal€from€the€Circuit€Court€for€Shelby€CountyÐ Ô $ Ðà@@øøìàNo.€CT„007232„02€€€€€€The€Honorable€D'Army€Bailey,€JudgeÐ »  ÐÌÌà@@ìì*ìàßA€V) °°` d€÷E<o` AßÐ pÀ  ÐÌà@@TTìàNo.€W2004„01488„COA„R3„CV€„€Filed€December€28,€2004Ð f¶  ÐÌßA€V) °°` dE<3` AßÐ 4„  Ðó óÌÓ  ÓÔ‡PCµ OOPøFÔÑ8€4ÌX XdéXXdé8Ñà  àAppellant/Homeowner€appeals€from€the€trial€courtððs€grant€of€summary€judgment€in€favor€ofÐ )y  ÐAppellee/Homebuilder.€€Appellant/Homeowner€sued€Appellee/Homebuilder€on€theories€of€faultyÐ _ Ðinstallation€and€construction€of€Appellant/Homeownerððs€roof€and€under€the€Tennessee€ConsumerÐ õE ÐProtection€Act.€€The€trial€court€found€that€Appellant/Homeownerððs€claims€were€time€barred€underÐ Û+ Ðboth€T.C.A.€ðð28„3„202€and€T.C.A.€ðð47„18„110.€€We€affirm.Ð Á ÐÔ#†PøFO OPCµ™#ÔÔ#†²å­²OPøFt#ÔÔ‡PøFO²²å­ÔÌÓÓÌò òTenn.€R.€App.€P.€3;€Appeal€as€of€Right;€Judgment€of€the€Circuit€Court€Affirmedó óÐ sà ÐÌòòÓ  ÓÔ#†²å­²×PøF_#ÔÔ‡Ù÷[×(²å­ÔW.€Frank€Crawford,€P.J.,€W.S.óó,€delivered€the€opinion€of€the€court,€in€which€òòAlan€E.€Highers,€J.óó€and€òòDavid€R.€Farmer,Ð @ ÐJ.óó,€joined.Ð ÷G ÐÌMalcolm€L.€McCune€and€Michael€D.€Hornback€of€Nashville€for€Appellant,€Donna€MulhernÐ eµ ÐÌCarol€M.€Hayden€of€Memphis€for€Appellee,€Pulte€HomesÐ Ó# ÐÓýÓÌò òOPINIONó óÔ#†²å­²×Ù÷[,#ÔÔ‡PøFO²²å­ÔÐ A‘  ÐÌòòóóÔ#†²å­²OPøF÷ #ÔÔ‡PøFO²²å­ÔÓ  Óà  àOn€or€about€November€4,€1997,€Donna€Mulhern€(ð ðPlaintiff,ðð€or€ð ðAppellantðð)€and€her€husband,Ð ß /" ÐRaymond€K.€Mulhern,€moved€into€their€new€home€located€at€3087€Belgrave€Drive€in€Memphis,Ð Å!# ÐTennessee€(the€ð ðHouseðð).׃ ×Ý ƒ#ÃÝòòÚ  Ú1Ú  ÚóóÝ  Ý×  ×€€The€House€was€a€spec€house,€which€had€been€shown€to€the€Mulherns€byÐ «"û$ Ðan€agent€representing€Radnor€Homes,€a€predecessor€of€Pulte€Homes€(ð ðPulte,ðð€ð ðDefendant,ðð€orÐ ‘#á% Ðð ðAppelleeðð).€€The€roof€had€been€constructed€and€installed€before€the€Mulherns€moved€into€the€House.Ð w$Ç& ÐÌà  àIn€May€1998,€the€Mulherns€noticed€water€leaks€in€the€master€bedroom€and€another€bedroom.€Ð C&“!( ÐOne€leak€was€located€in€the€bedroom€closet€and€resulted€in€water€marks€on€the€wall,€crumblingÐ )'y") Ðdrywall,€and€molded€carpet€around€the€area.€€Mrs.€Mulhern€contacted€Pulte€and€was€told€to€put€theÐ (_#* Ðproblem€in€writing.€€Mrs.€Mulhern€wrote€a€description€of€the€leaks€and€faxed€it€to€Pulte.€Ð õ(E$+ ÐApproximately€two€weeks€after€Mrs.€Mulhern€informed€Pulte€of€the€leaks,€Pulte€made€its€first€attemptÐ Û)+%, Ðto€repair€the€roof.€€Pulte,€through€its€agent€Janette€Odom,€allegedly€promised€to€replace€the€damagedÐ Á*&- Ðcarpet€but€failed€to€do€so.Ð §+÷&.ý Їà  àAfter€the€next€rain,€Mrs.€Mulhern€noticed€the€roof€leaking€in€the€same€places.€€Once€again,€sheÐ ° Ðfaxed€a€request€for€repair€to€Pulte.€€Pulte€sent€Mrs.€Odomððs€husband€to€fix€the€leaks.€€At€that€time,€Mr.Ð –æ ÐOdom€discovered€that€some€shingles€were€loose€on€the€roof€and€attempted€to€repair€them.€Ð |Ì ÐÌà  àAlthough€the€roof€leaks€stopped,€on€February€4,€2000,€Mrs.€Mulhern€wrote€a€letter€to€Pulte,Ð H˜ Ðwhich€reads,€in€relevant€part,€as€follows:Ð . ~ ÐÌà8  àà8` Ð Ð àSeveral€shingles€have€blown€off€the€roof€this€morning€and€it€looks€likeÐ ú J Ðseveral€more€are€on€the€way€downð!ðthere€is€bare€wood€showing.€€TheÐ à 0 Ðarea€is€located€at€the€back€of€the€house€over€the€master€bedroom.€€IððveÐ Æ   Ðcalled€Janet€Odom€&€she€is€aware€of€the€problemð!ðthe€roof€has€been€aÐ ¬ ü  Ðcontinuing€problem.€€Weððve€had€shingles€come€off€on€other€areas€asÐ ’â  Ðwell....ÐxÈ ` x` x ÐÌUpon€receipt€of€this€letter,€Mrs.€Odom€informed€Mrs.€Mulhern€that€the€House€was€out€of€warrantyÐ D”  Ðand€that€Pulte€would€perform€no€further€repairs€to€the€roof.Ð *z  ÐÌà  àMr.€Mulhern€then€wrote€to€Pulteððs€corporate€offices€regarding€the€problems€with€the€roof.€Ð öF ÐPulte€hired€Heath€Garner€to€inspect€the€roof.€€Mr.€Garner€sent€the€Mulherns€a€copy€of€his€letter€andÐ Ü, Ðfindings,€which€stated€that€any€lost€shingles€were€not€the€result€of€construction€but€were€due€toÐ Â Ðinclement€weather.€€According€to€Mrs.€Mulhernððs€deposition,€Mr.€Garner€specifically€stated€as€followsÐ ¨ø Ðconcerning€the€roof:Ð ŽÞ ÐÌà8  àà8` Ð Ð àQ.€€And€what€did€Mr.€Garner€say€about€the€roof,€if€you€know?ÐZª` x` x ÐÌà8  àà8` Ð Ð àA.€€In€the€letter€it€said€that€there€was€nothing€that€he€could€see€that€wasÐ &v Ðwrong€with€the€roof€and€that€the€reason€why€the€shingles€were€slidingÐ  \ Ðoff€the€roof€was€because€of€inclement€weather.ÐòB` x` x ÐÌWhen€asked€whether€there€had€been€any€inclement€weather,€which€might€have€led€to€the€shinglesÐ ¾ Ðfalling€off,€Mrs.€Mulhern€answered€ð ðNo.ðð€€Following€Mr.€Garnerððs€report,€the€Mulherns€hired€aÐ ¤ô Ðhandyman€who€replaced€some€shingles€at€a€cost€to€them€of€approximately€$100.00.Ð Š Ú ÐÌà  àA€few€months€later,€more€shingles,€over€the€master€bedroom€and€the€garage,€began€to€slideÐ V"¦! Ðoff€the€roof.€€At€that€point,€Mrs.€Mulhern€decided€to€call€a€home€inspector.€€The€home€inspectorÐ <#Œ" Ðrecommended€that€a€roofer€be€employed€to€inspect€the€roof.€€Mrs.€Mulhern€hired€Rob€Jolly.€€Mr.€JollyÐ "$r# Ðinspected€the€roof€on€or€about€May€9,€2001.€€According€to€Mrs.€Mulhernððs€deposition,€Mr.€Jolly€madeÐ %X $ Ðthe€following€findings:Ð î%>!% Ðà8  àà8` Ð Ð àThat€[the]€roof€was€improperly€installed.€€They€[the€roofers]€had€usedÐ Ô&$"& Ða€pneumatic€gun€and€blew€[sic]€the€nails€through€the€shingles.€€InsteadÐ º' #' Ðof€attaching€them€[the€shingles]€to€the€roof,€they€blew€the€nailsÐ  (ð#( Ðthrough€the€shingles,€and€they€[the€shingles]€were€nailed€too€high,€andÐ †)Ö$) Ðthere€were€areas€where€there€was€no€felt€paper€under€those€shinglesÐ l*¼%* Ðand€that€eventually€the€whole€roof€would€probably€slide€off,€youÐ R+¢&+ Ðknow,€piece€by€piece.Ð8,ˆ',` x` x Їà  àThe€Mulherns€were€referred€to€J.D.€Roofing.€€J.D.€Roofing€estimated€that€the€necessary€roofÐ ° Ðrepairs€would€cost€approximately€$10,960.00.€€Ð –æ ÐÌà  àOn€or€about€May€1€2002,€Mrs.€Mulhern€filed€suit€against€Pulte,€alleging€negligence€in€theÐ b² Ðconstruction€of€her€roof€and€violation€of€the€Tennessee€Consumer€Protection€Act€due€to€fraud€andÐ H˜ Ðconcealment€of€the€defective€construction€and€installation€of€the€roof.€€On€January€8,€2004,€Pulte€filedÐ . ~ Ða€Motion€for€Summary€Judgment€along€with€a€Statement€of€Material€Facts€in€support€thereof.€€OnÐ  d ÐJanuary€29,€2004,€Mrs.€Mulhern€filed€a€Response€to€the€Motion€for€Summary€Judgment€along€withÐ ú J Ðthe€Affidavit€of€Rob€Jolly€in€support€thereof.€€The€Motion€for€Summary€Judgment€was€heard€on€AprilÐ à 0 Ð2,€2004.€€Pulteððs€Motion€for€Summary€Judgment€was€granted€by€Order€of€April€23,€2004.€€Ð Æ   Ðà  àMrs.€Mulhern€appeals€and€raises€one€issue€for€review€as€stated€in€her€brief:€ð ðWhether€the€trialÐ ¬ ü  Ðcourt€erred€in€granting€summary€judgment€against€Appellant€based€upon€the€statute€of€limitationsÐ ’â  Ðfound€in€Tenn.€Code€Ann.€ðð28„3„202€and€Tenn.€Code€Ann.€ðð47„18„110.ððÐ xÈ  ÐÌà  àA€motion€for€summary€judgment€should€be€granted€when€the€movant€demonstrates€that€thereÐ D”  Ðare€no€genuine€issues€of€material€fact€and€that€the€moving€party€is€entitled€to€a€judgment€as€a€matterÐ *z  Ðof€law.€òòò òSeeó óóó€Tenn.€R.€Civ.€P.€56.04.€The€party€moving€for€summary€judgment€bears€the€burden€ofÐ ` Ðdemonstrating€that€no€genuine€issue€of€material€fact€exists.€òòò òSee€Bain€v.€Wellsó óóó,€936€S.W.2d€618,€622Ð ÷G Ð(Tenn.1997).€On€a€motion€for€summary€judgment,€the€court€must€take€the€strongest€legitimate€viewÐ Þ. Ðof€the€evidence€in€favor€of€the€nonmoving€party,€allow€all€reasonable€inferences€in€favor€of€that€party,Ð Ä Ðand€discard€all€countervailing€evidence.€òòò òSee€id.€€óóó óInò òòò€Byrd€v.€Halló óóó,€847€S.W.2d€208€(Tenn.1993),€ourÐ ªú ÐSupreme€Court€stated:€Ð ‘á ÐÌà8  àà8` Ð Ð àOnce€it€is€shown€by€the€moving€party€that€there€is€no€genuine€issue€ofÐ ]­ Ðmaterial€fact,€the€nonmoving€party€must€then€demonstrate,€byÐ C“ Ðaffidavits€or€discovery€materials,€that€there€is€a€genuine,€material€factÐ )y Ðdispute€to€warrant€a€trial.€In€this€regard,€Rule€56.05€provides€that€theÐ _ Ðnonmoving€party€cannot€simply€rely€upon€his€pleadings€but€must€setÐ õE Ðforth€specific€facts€showing€that€there€is€a€genuine€issue€of€materialÐ Û+ Ðfact€for€trial.€ÐÁ` x` x ÐÌòòò òIdó óóó.€at€210-11€(citations€omitted)€(emphasis€in€original).Ð  Ý ÐÌà  àSummary€judgment€is€only€appropriate€when€the€facts€and€the€legal€conclusions€drawn€fromÐ Z"ª! Ðthe€facts€reasonably€permit€only€one€conclusion.€òòò òSee€Carvell€v.€Bottomsó óóó,€900€S.W.2d€23,€26€(TennÐ @#" Ð.1995).€Since€only€questions€of€law€are€involved,€there€is€no€presumption€of€correctness€regarding€aÐ '$w# Ðtrial€court's€grant€of€summary€judgment.€òòò òSee€Bainó óóó,€936€S.W.2d€at€622.€Therefore,€our€review€of€theÐ  %] $ Ðtrial€court's€grant€of€summary€judgment€is€òòò òde€novo€ó óóóon€the€record€before€this€Court.€òòò òSee€Warren€v.Ð ô%D!% ÐEstate€of€Kirkó óóó,€954€S.W.2d€722,€723€(Tenn.1997).Ð Û&+"& ÐÌà  à€The€question€of€whether€summary€judgment€was€proper€here€rests€on€the€trial€courtððsÐ ¨(ø#( Ðapplication€of€T.C.A.€ðð28„3„202€and€T.C.A.€ðð47„18„110.€€We€will€address€each€of€these€statutes€inÐ Ž)Þ$) Ðturn.Ð t*Ä%* Ðò òòòÌConstruction€Defect€T.C.A.€ðð28„3„202Ð A,‘', Їà  àó óóóT.C.A.€ðð28„3„202€(2000)€limits€suits€based€upon€alleged€construction€defects€as€follows:Ð ° ÐÌÓº]Óà8  àà8` Ð Ð àAll€actions€to€recover€damages€for€any€deficiency€in€the€design,Ð |Ì Ðplanning,€supervision,€observation€of€construction,€or€construction€ofÐ H˜ Ðan€improvement€to€real€property,€for€injury€to€property,€real€orÐ  d Ðpersonal,€arising€out€of€such€deficiency,€or€for€injury€to€the€person€orÐ à 0 Ðfor€wrongful€death€arising€out€of€any€such€deficiency,€shall€be€broughtÐ ¬ ü  Ðagainst€any€person€performing€or€furnishing€the€design,€planning,Ð xÈ  Ðsupervision,€observation€of€construction,€construction€of,€or€landÐ D”  Ðsurveying€in€connection€with,€such€an€improvement€within€four€(4)Ð ` Ðyears€after€substantial€completion€of€such€an€improvement.ÐÜ,` x` x ÐÓ]ºÓà  àHere,€the€House€was€substantially€completed€on€October€30,€1997.€€Under€T.C.A.€ðð€28„3„302,Ð ¨ø ÐMrs.€Mulhern€would€have€had€until€October€30,€2001€to€file€suit.€€However,€there€are€two€statutoryÐ ŽÞ Ðexceptions€to€this€four€year€limit.€€The€first€is€found€at€T.C.A.€ðð€28„3„203€(2000),€which€reads,€inÐ tÄ Ðpertinent€part,€as€follows:Ð Zª ÐÌà8  àà8` Ð Ð àò òInjury€during€fourth€year€after€completionð!ðLimitation€ofÐ &v Ðaction.ð!ðó ó(a)€Notwithstanding€the€provisions€of€ðð€28„3„202,€in€the€caseÐ  ] Ðof€such€an€injury€to€property€or€person€or€such€injury€causingÐ öF Ðwrongful€death,€which€injury€ò òoccurredó ó€during€the€fourth€year€afterÐ Ü, Ðsuch€substantial€completion,€an€action€in€court€to€recover€damages€forÐ Å Ðsuch€injury€or€wrongful€death€shall€be€brought€within€one€(1)€yearÐ «û Ðafter€the€date€on€which€such€injury€occurred....Б á` x` x ÐÌ(Emphasis€added).Ð ]"­! ÐÌà  àMrs.€Mulhern€asserts€that€her€claims€fall€within€this€exception€because€the€damage€(i.e.€slidingÐ )$y# Ðshingles)€was€not€ð ðdiscovered€and€incurredðð€until€May€9,€2001.€€May€9,€2001€is€the€date€that€Mr.€JollyÐ %_ $ Ðinformed€the€Mulherns€that,€in€his€opinion,€the€sliding€shingles€were€the€result€of€defectiveÐ õ%E!% Ðworkmanship.€€As€set€out€above,€the€T.C.A.€ðð€28„3„203€exception€is€based€upon€the€injury€òòoccurringóóÐ Û&+"& Ðduring€the€fourth€year€after€substantial€completion.€€Here,€Mrs.€Mulhernððs€February€4,€2000€letter,€seeÐ Á'#' Ðòòsupraóó,€indicates€that€this€damage€was€already€occurring€in€2000,€if€not€as€early€as€1998€as€indicatedÐ §(÷#( Ðby€Mr.€Odomððs€repairing€some€sections€of€shingles€at€that€point.€€Consequently,€the€damage€here€didÐ )Ý$) Ðnot€occur€in€the€fourth€year€after€substantial€completion€(i.e.€2001).€€Therefore,€this€exception€is€notÐ s*Ã%* Ðapplicable.Ð Y+©&+ ÐÐ ?,', Ðà  àThe€second€exception€to€the€four€year€limit€is€found€at€T.C.A.€ðð€28„3„205(b)€(2000),€whichÐ ° Ðreads,€in€relevant€part,€as€follows:Ð –æ ÐÌà8  àà8` Ð Ð àThe€limitation€hereby€provided€shall€not€be€available€as€a€defense€toÐ b² Ðany€person€who€shall€have€been€guilty€of€fraud€in€performing€orÐ H˜ Ðfurnishing€the€design,€planning,€supervision,€observation€ofÐ . ~ Ðconstruction,€construction€of,€or€land€surveying,€in€connection€withÐ  d Ðsuch€an€improvement,€or€to€any€person€who€shall€wrongfully€concealÐ ú J Ðany€such€cause€of€action.Ðà 0` x` x Ðà8  àò òó óÐ Ð Ð  Ðà  àMrs.€Mulhern€asserts€that€Pulteððs€agent,€Mr.€Heath€Garner,€fraudulently€concealed€the€faultyÐ ¬ ü  Ðworkmanship€on€the€roof€when€Pulte€sent€him€to€inspect€the€House.€€We€disagree.€€The€record€beforeÐ ’â  Ðus€indicates€that€at€least€two€people€inspected€the€roof€of€the€House.€€The€first€was€Mr.€Garner€whoÐ xÈ  Ðopined€that€any€sliding€shingles€were€the€result€of€inclement€weather€and€not€the€result€of€faultyÐ ^®  Ðworkmanship.€€On€the€other€hand,€the€Mulhernsðð€inspector,€Mr.€Jolly,€opined€that€the€shingles€hadÐ D”  Ðbeen€improperly€installed.€€Even€if€we€concede€that€Mr.€Garnerððs€opinion€was€incorrect,€given€theÐ *z  Ðrecord€before€us,€there€is€nothing€to€indicate€that€his€mistake€was€intentional€or€that€he€knowinglyÐ ` Ðconcealed€information€from€the€Mulherns.€€Consequently,€we€cannot€say€that€Pulte,€through€its€agent,Ð öF Ðengaged€in€fraud€or€concealment€such€that€the€above€exception€would€apply.Ð Ü, Ðò òòòÌTennessee€Consumer€Protection€Act€T.C.A.€ðð47„18„110óóó ó€Ð ©ù ÐÌà  àMrs.€Mulhern€next€contends€that€the€trial€court€erred€in€concluding€that€her€claim€was€barredÐ xÈ Ðunder€the€Tennessee€Consumer€Protection€Act.€€T.C.A.€ðð47„18„110€(Supp.€2004)€reads,€in€relevantÐ ^® Ðpart,€as€follows:Ð D” ÐÌà8  àà8` Ð Ð àAny€action€commenced€pursuant€to€[the€Tennessee€ConsumerÐ ` ÐProtection€Act]€shall€be€brought€within€one€(1)€year€from€a€personððsÐ öF Ðò òdiscoveryó ó€of€the€unlawful€act€or€practice....ÐÜ,` x` x ÐÌ(Emphasis€added).Ð «û ÐÌAgain,€Mrs.€Mulhernððs€letter€of€February€4,€2000€indicates€that€the€Mulherns€had€discovered€theÐ w!Ç  Ðdamage€to€their€roof€at€least€by€that€date.€€This€suit€was€not€filed€until€May€1,€2002.€€Consequently,Ð ]"­! Ðthe€trial€court€did€not€err€in€holding€that€Mrs.€Mulhernððs€Tennessee€Consumer€Protection€claim€wasÐ C#“" Ðbarred€by€the€one€year€statute€of€limitations.Ð )$y# ÐÌà  àFor€the€foregoing€reasons€we€affirm€the€Order€of€the€trial€court€granting€summary€judgmentÐ õ%E!% Ðin€favor€of€Pulte.€€Costs€of€this€appeal€are€assessed€against€the€Appellant,€Donna€Mulhern,€and€herÐ Û&+"& Ðsurety.Ð Á'#' Ðò òó óÔ#†²å­²OPøFU #ÔÔ€PøFO²²å­ÔÌÌà  àà ` àà ¸ àà  àà h àà À à__________________________________________Ð s*Ã%* Ðà  àà ` àà ¸ àà  àà h àà À àW.€FRANK€CRAWFORD,€PRESIDING€JUDGE,€W.S.€that€at€least€two€people€inspected€the€roof€of€the€House.€€The€first€was€Mr.€Garner€whoÐ xÈ  Ðopined€that€any€sliding€shingles€were€the€result€of€inclement€weather€and€not€the€result€of€faultyÐ ^®  Ðworkmanship.€€On€the€other€hand,€the€Ô_ÔMulhernsÔ_Ôðð€inspector,€Mr.€Jolly,€opined€that€the€shingles€hadÐ D”  Ðbeen€improperly€installed.€€Even€if€we€concede€that€Mr.€Garnerððs€opinion€was€incorrect,€given€theÐ *z  Ðrecord€before€us,€there€is€nothing€to€indicate€that€his€mistake€was€intentional€or€that€he€knowinglyÐ ` Ðconcealed€information€from€the€Ô_ÔMulhernsÔ_Ô.€€Consequently,€we€cannot€say€that€Ô_ÔPulteÔ_Ô,€through€its€agent,Ð öF Ðengaged€in€fraud€or€concealment€such€that€the€above€exception€would€apply.Ð Ü, Ðò òòòÌTennessee€Consumer€Protection€Act€Ô_ÔT.C.A.Ô_Ô€ðð47„18„110óóó ó€Ð ©ù ÐÌà  àMrs.€Ô_ÔMulhernÔ_Ô€next€contends€that€the€trial€court€erred€in€concluding€that€her€claim€was€barredÐ xÈ Ðunder€the€Tennessee€Consumer€Protection€Act.€€Ô_ÔT.C.A.Ô_Ô€ðð47„18„110€(Supp.€2004)€reads,€in€relevantÐ ^® Ðpart,€as€follows:Ð D” ÐÌà8  àà8` Ð Ð àAny€action€commenced€pursuant€to€[the€Tennessee€ConsumerÐ ` ÐProtection€Act]€shall€be€brought€within€one€(1)€year€from€a€personððsÐ öF Ðò òdiscoveryó ó€of€the€unlawful€act€or€practice....ÐÜ,` x` x ÐÌ(Emphasis€added).Ð «û ÐÌAgain,€Mrs.€Ô_ÔMulhernÔ_Ôððs€letter€of€February€4,€2000€indicates€that€the€Ô_ÔMulhernsÔ_Ô€had€discovered€theÐ w!Ç  Ðdamage€to€their€roof€at€least€by€that€date.€€This€suit€was€not€filed€until€May€1,€2002.€€Consequently,Ð ]"­! Ðthe€trial€court€did€not€err€in€hÔ_ÔoldingÔ_Ô€that€Mrs.€Ô_ÔMulhernÔ_Ôððs€Tennessee€Consumer€Protection€claim€wasÐ C#“" Ðbarred€by€the€one€year€statute€of€limitations.Ð )$y# ÐÌà  àFor€the€foregoing€reasons€we€affirm€the€Order€of€the€trial€court€granting€summary€judgmentÐ õ%E!% Ðin€favor€of€Ô_ÔPulteÔ_Ô.€€Costs€of€this€appeal€are€assessed€against€the€Appellant,€Donna€Ô_ÔMulhernÔ_Ô,€and€herÐ Û&+"& Ðsurety.Ð Á'#' Ðò òó óÔ#†²óe²OPûöõ #ÔÔ€PûöO²²óeÔÌÌà  àà ` àà ¸ àà  àà h àà À à__________________________________________Ð s*Ã%* Ðà  àà ` àà ¸ àà  àà h àà À àW.€FRANK€CRAWFORD,€PRESIDING€JUDGE,€Ô_ÔW.S.Ô_Ô