TBA Law Blog


Posted by: Kate Prince on Dec 30, 2021

Brooklyn-based nonprofit Upsolve is offering users an app that helps them file for Chapter 7 bankruptcy at no cost and without hiring an attorney, WPLN reports. Users answer a series of questions through plain language in the app that populates their financial data into nearly two dozen forms required to file bankruptcy with federal courts. The services are free thanks to some government support and money from charitable foundations and individual donors. Those using the app still owe the $335 court filing fee, but can avoid hiring an attorney. Tennessee bankruptcy attorney Cynthia Podis shared her concerns about the app, noting the value in the guidance attorneys give. She says the debts some users have right now “might just be the tip of the iceberg,” which would mean they “may not want to file a Chapter 7 right now.”